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We know that buying a house is a big step. You might feel overwhelmed or burdened by everything involved in the home-buying process.
You might be wondering what is the first step. Can I qualify for a home loan? How long will the process take?
This is where we can help.
Now we're sharing exactly how so you can purchase your new home too. Inside of the home buyer seminar, you'll get step-by-step videos breaking down everything you need to know BEFORE purchasing your new home.

Watch Our Virtual Buyer Seminar Library
Enjoy the latest & most up-to-date marketing & sales tactics to help you purchase a NEW home.
Thinking About Buying?
Are you thinking about buying a home but you don't know where to start?.
Learn to take advantage of Tax Saving opportunities instead of throwing your money away
Walk through the important aspects of purchasing a home
What to Expect When Buying a Home
Purchasing a home is most likely going to be one of the largest investments you will make in your lifetime.
We have helped hundreds of clients in the past and we can help you too
My team and I are free! The seller pays for our fees and they have an agent who has their best interest at heart. We are here to have yours
Home Buying Process -
First Step
The first step when looking to buy a home is getting qualified for a loan.
Before doing anything else you need to know what you can afford by getting qualified for a loan
Don’t go house hunting before going mortgage shopping
Pre-Approval vs
Pre-Qualification
Why you need an approval rather than just a pre-qualification.
Pre-Qualification is not a true approval but the initial step in a home loan process where you discuss your financial situation with a loan officer - nothing is verified
Pre- Approval is where the buyer provides the lender with the necessary documents to tell them what they are approved for, which loan option is the best for them and what the interest rate will be
10 Must Not’s When Buying a Home
Once you find your dream home, we need to make sure you get to move into it.
Don’t change jobs; becoming self employed or quit current job
Don’t buy a vehicle
Don’t use any charged cards or let your accounts fall behind
Don’t spend money you saved for closing
Don’t omit any debt or liabilities from your loan application
What are the Pros and Cons of Purchasing a Home?
Whether you’ve never owned a home before or it’s been a while since you’ve purchased, let's talk about the pros and cons.
Pro: Your wealth can increase as you build equity in your home through 2023 averaging about 3%
Con: Maintenance costs; work and money to keep a home in good condition
How Much Money Do I Need To Purchase a New Home?
Most people are afraid that it will cost them thousands and thousands of dollars to purchase a home.
There are various loans and grants to qualify to purchase a home
3 Tips To Get Your Offer Accepted
Are you competing with other buyers on your dream home or do you want to make sure you’ve got the best chance of getting your offer accepted?
Make sure you offered a competitive price on a home
Put down a larger earnest money deposit
Let the seller know that you have not written offers on any other properties
Buy or Beware
The real estate market is evolving with new rules changing how transactions work.
Work with a knowledgeable agent to protect your interests and achieve the best results.

At The Shelley Stone Group, we know that selling your house is a big step. You might feel overwhelmed or burdened by everything involved in selling your house.
You might be wondering what your house is worth or if it’s really the right time to sell. This is where we can help.
Now we're sharing exactly how so you can sell your home too. Inside of the seller seminar you'll get step-by-step videos breaking down everything you need to know BEFORE selling your home - to get the highest price possible, in the quickest time possible.

Yes, Sugar Land is one of the best places to live in Texas for families seeking luxury amenities, excellent schools, and upscale living. However, you'll face higher costs (median home price $734,000), traffic congestion during rush hour, and hot, humid summers. The decision depends on whether the lifestyle benefits outweigh these trade-offs for your situation.
Should you move to Sugar Land, Texas in 2026? For starters, Sugar Land has been gaining serious attention lately, and for good reason. It's ranked as one of the best places to live in Texas thanks to its strong economy, excellent amenities, and high-quality housing options.
But before you pack your bags or make that big investment, there are some important things you need to know. As Shelley Stone with The Shelley Stone Group, I'll walk you through the honest pros and cons of living in Sugar Land, the cost of living in 2026, and what you can really expect when calling this city home.
Let's see if Sugar Land is truly the right fit for your lifestyle and future plans.
The Sugar Land quality of life in 2026 is hard to beat. With a median household income of $184,000, this city blends Southern charm with upscale convenience.
Neighborhoods like Riverstone and Telfair offer resort-style amenities. Think lagoon pools, golf courses, and 35 miles of trails connecting parks like Oyster Creek and Cullen Park. The Sugar Land Town Square serves as a social hub with boutique shopping, farm-to-table dining, and outdoor concerts under the lights.
For luxury buyers, the Sugar Land, Texas real estate market of 2026 delivers options at every price point:
Elegant custom estates in First Colony and Sweetwater starting around $900,000
Modern townhomes in Imperial Market listing for $750,000 with rooftop terraces and smart home technology
55+ communities with patio homes starting at $400,000, featuring HOA-covered lawn care
With 69% of homes selling above $500,000 according to Zillow, Sugar Land caters to those seeking comfort and prestige. The city has successfully positioned itself as a premier destination for upscale suburban living in the Houston area.
One of the biggest advantages of living in Sugar Land, Texas is its balance. You're just 20 minutes from downtown Houston's jobs and art scene, but you come home to quiet, tree-lined streets.
Highway 59 and Beltway 8 connect you seamlessly to the Medical Center, Energy Corridor, and Galleria shopping. Though fair warning: rush hour can stretch a 30-minute drive to 50 minutes.
Remote workers thrive here with co-working spaces like Common Desk in Town Square and free community Wi-Fi in some parks. The infrastructure supports the modern work-from-home lifestyle while still providing easy access when you need to be in the office.
Newer areas like Aliana and New Territory offer four-bedroom homes starting from $600,000 with open layouts and energy-efficient features. First-time buyers can still find gems like three-bedroom condos near Smart Financial Center for around $350,000.
Investor note: Rentals in Telfair lease for approximately $3,000 per month, appealing to corporate transplants and families relocating to the Houston area. The rental market remains strong due to Sugar Land's reputation and school district.
The cost of living in Sugar Land, Texas in 2026 is approximately 15% above the national average, and housing is the biggest factor.
Median home prices hit $734,000 in April 2025 in the luxury zones. Property taxes average 1.64%, which means for a $750,000 home, you're looking at $12,300 per year in taxes alone.
Additional costs to budget for:
Utilities: Around $200 per month
Flood insurance: Another $1,500 annually (required for 18% of homes)
HOA fees: $100-300 per month depending on neighborhood
However, it's important to note that affordable options exist in older, more established areas of Sugar Land. Not every neighborhood commands $700,000+ price tags. Areas like New Territory and parts of First Colony offer homes in the $400,000-500,000 range for buyers with more moderate budgets.
Inventory remains tight, especially for move-in-ready homes. Sugar Land housing prices in 2026 surged partly due to 94% fewer new home builds compared to 2020. Buyers face bidding wars in hotspots like Riverstone and First Colony where listings last under 20 days.
Working with The Shelley Stone Group gives you access to off-market deals and pre-foreclosures that never hit the MLS. I recently helped a client snag a $900,000 home in First Colony for $850,000 through savvy negotiations and timing.
Living in Sugar Land, Texas means mastering patience when it comes to commuting and climate.
Traffic: Highway 59 and Westpark Tollway jam up during rush hour. The 20-minute commute to downtown Houston can easily become 50-60 minutes during peak times. If you're commuting daily to the Medical Center or downtown, you need to factor this reality into your decision.
The Fort Bend Parkway offers express lanes that can help, and neighborhoods like Greatwood feature golf cart paths to schools and shops, reducing the need for car trips within the community.
Weather: Summer heat regularly hits 95+ degrees with swampy humidity that makes outdoor activities challenging from June through September. Hurricane season runs June through November and brings real flood risk to consider.
Here's the upside: Sugar Land's infrastructure investment has been impressive. After Hurricane Harvey in 2017, the city deployed 24/7 drainage teams and made significant improvements to prevent repeat flooding. The city takes flood mitigation seriously, which provides some peace of mind for residents.
Sugar Land's diversity is a genuine strength, creating a food scene that rivals much larger cities.
From sushi at Kizin to steak at Perry's, you'll eat exceptionally well here. The culinary scene reflects the city's multicultural population with authentic cuisine from around the world.
Community events bring residents together throughout the year:
Sugar Land Wine & Food Affair
Sugar Land Arts & Music Festival
Earth Day celebrations
Food Truck Fridays
International Art and Kite Festival
The farmers market at Imperial is a hidden gem where you can shop for fresh organic produce while bonding with neighbors. It's the perfect way to enjoy Sugar Land's perks without the hustle and bustle.
These events aren't just activities—they're opportunities to build genuine connections in a city that values community despite its size and growth.
However, rapid growth has strained some resources. Road construction seems constant in expanding areas, and parking at popular destinations like Town Square can be challenging during peak times.
Schools in high-growth neighborhoods occasionally face overcrowding as the city works to keep pace with residential development. While Fort Bend ISD maintains strong academic performance, some schools have experienced growing enrollment that requires portable classrooms or redistricting.
The trade-off is that growth brings new amenities, restaurants, and services. But current residents sometimes feel the strain before the infrastructure catches up.
Let's break down what you're actually paying each month for a typical $750,000 home in Sugar Land
Mortgage (20% down, 6.5% rate): $3,790/month
Property Taxes (1.64%): $1,025/month
Homeowners Insurance: $250/month
HOA Fees: $150/month
Utilities: $200/month
Flood Insurance (if required): $125/month
Total: $5,540/month
This doesn't include maintenance, groceries, or other living expenses. You need household income of approximately $200,000+ to comfortably afford this price point following the 28% debt-to-income ratio guideline.
The Shelley Stone Group helps buyers run these numbers before falling in love with properties, ensuring you're making financially sound decisions for the long term.
Sugar Land is ideal for:
Families seeking top-tier schools in Fort Bend ISD
Professionals with flexible work arrangements or jobs in southwest Houston
Luxury buyers wanting resort-style amenities and prestige
Active adults seeking 55+ communities with maintenance-free living
Diverse families valuing multicultural environments
Sugar Land may not be ideal for:
Budget-conscious first-time buyers (though options exist in older areas)
Daily downtown commuters without flexible schedules
Those seeking walkable, urban lifestyles (this is suburban living)
People sensitive to heat and humidity
Here are insider secrets from Shelley Stone with The Shelley Stone Group:
Test your commute: Drive your potential route during actual rush hour (7-9 AM and 4-6 PM) before committing to a purchase. What seems manageable on weekends can be frustrating daily.
Explore established neighborhoods: Don't overlook older sections of First Colony and New Territory where homes cost $200,000-300,000 less than newer luxury areas but still offer excellent schools and amenities.
Factor in all costs: Run the complete numbers including property taxes, flood insurance, and HOA fees before making offers. Many buyers focus only on the mortgage payment and get surprised by the total monthly cost.
Embrace the community: Take advantage of the incredible events calendar. Sugar Land's quality of life comes from more than just nice houses—it's the community connections that make it special.
Consider resale value: Work with a local expert who understands which neighborhoods, floor plans, and price points hold value best. Not all $700,000 homes appreciate equally.
If you want upscale living, top-tier amenities, and a tight-knit community, and you can handle the heat and cost, moving to Sugar Land, Texas is a smart move.
The lifestyle here is genuinely exceptional. The schools rank among Texas's best. The amenities rival resort communities. The safety and community feel provide peace of mind for families.
But you need to be realistic about the costs—both financial and in terms of commute time. The families who thrive here are those who prioritize quality of life, excellent schools, and community over affordability and urban convenience.
Is the commute worth it for the lifestyle? Schedule a call with Shelley Stone with The Shelley Stone Group to analyze your specific route and explore which Sugar Land neighborhoods best fit your budget and daily needs.
As your local expert, The Shelley Stone Group will help you navigate this competitive market and find a home that truly fits your lifestyle. We offer free consultations where we can discuss your priorities, run the numbers, and explore whether Sugar Land is the right choice for your family's future.
Ready to explore Sugar Land? Contact The Shelley Stone Group today. We'll help you snag a deal that makes those pool days even sweeter and ensure you're making an informed decision about one of Texas's premier communities.
To learn more about Shelley and The Shelley Stone Group:
https://theshelleystonegroup.com/
To read more about what Shelley Stone shares with her clients:
https://theshelleystonegroup.com/blog
Disclaimer: The information provided in this blog post, including home prices, property tax rates, median income figures, and market statistics, is based on publicly available data sources current as of the publication date. Real estate market conditions change frequently, and all figures should be independently verified. This content is for informational purposes only and should not be construed as financial, legal, or tax advice. Property tax rates, MUD/LID assessments, HOA fees, and insurance costs vary by specific property and location. Consult with qualified professionals including real estate agents, tax advisors, and financial planners before making any real estate decisions. Contact The Shelley Stone Group for current, property-specific information tailored to your situation.
"She was always available for us and usually a few steps ahead with following-up with potential clients and proactively communicating with us. We would highly recommend Shelley to anyone looking for a high-qualified and professional realtor."

"Our sale was a difficult situation for a number of factors and Shelley made the process as painless as possible. After a number of more difficult realtor situations, we finally found the right fit and are very satisfied with our experience."
- Chris G.

"The entire process went very smoothly. We worked directly with Shelley Stone who is just excellent – a great listener, smart, does her homework, is creative, very good communicator and timely in her contacts with us every step of the way. She was so enjoyable to work with. In summary we would recommend the group and Shelley to anyone selling their home. Within 72 hours of the listing, we had 3 offers on our home."
- George C.




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