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We know that buying a house is a big step. You might feel overwhelmed or burdened by everything involved in the home-buying process.
You might be wondering what is the first step. Can I qualify for a home loan? How long will the process take?
This is where we can help.
Now we're sharing exactly how so you can purchase your new home too. Inside of the home buyer seminar, you'll get step-by-step videos breaking down everything you need to know BEFORE purchasing your new home.

Watch Our Virtual Buyer Seminar Library
Enjoy the latest & most up-to-date marketing & sales tactics to help you purchase a NEW home.
Thinking About Buying?
Are you thinking about buying a home but you don't know where to start?.
Learn to take advantage of Tax Saving opportunities instead of throwing your money away
Walk through the important aspects of purchasing a home
What to Expect When Buying a Home
Purchasing a home is most likely going to be one of the largest investments you will make in your lifetime.
We have helped hundreds of clients in the past and we can help you too
My team and I are free! The seller pays for our fees and they have an agent who has their best interest at heart. We are here to have yours
Home Buying Process -
First Step
The first step when looking to buy a home is getting qualified for a loan.
Before doing anything else you need to know what you can afford by getting qualified for a loan
Don’t go house hunting before going mortgage shopping
Pre-Approval vs
Pre-Qualification
Why you need an approval rather than just a pre-qualification.
Pre-Qualification is not a true approval but the initial step in a home loan process where you discuss your financial situation with a loan officer - nothing is verified
Pre- Approval is where the buyer provides the lender with the necessary documents to tell them what they are approved for, which loan option is the best for them and what the interest rate will be
10 Must Not’s When Buying a Home
Once you find your dream home, we need to make sure you get to move into it.
Don’t change jobs; becoming self employed or quit current job
Don’t buy a vehicle
Don’t use any charged cards or let your accounts fall behind
Don’t spend money you saved for closing
Don’t omit any debt or liabilities from your loan application
What are the Pros and Cons of Purchasing a Home?
Whether you’ve never owned a home before or it’s been a while since you’ve purchased, let's talk about the pros and cons.
Pro: Your wealth can increase as you build equity in your home through 2023 averaging about 3%
Con: Maintenance costs; work and money to keep a home in good condition
How Much Money Do I Need To Purchase a New Home?
Most people are afraid that it will cost them thousands and thousands of dollars to purchase a home.
There are various loans and grants to qualify to purchase a home
3 Tips To Get Your Offer Accepted
Are you competing with other buyers on your dream home or do you want to make sure you’ve got the best chance of getting your offer accepted?
Make sure you offered a competitive price on a home
Put down a larger earnest money deposit
Let the seller know that you have not written offers on any other properties
Buy or Beware
The real estate market is evolving with new rules changing how transactions work.
Work with a knowledgeable agent to protect your interests and achieve the best results.

At The Shelley Stone Group, we know that selling your house is a big step. You might feel overwhelmed or burdened by everything involved in selling your house.
You might be wondering what your house is worth or if it’s really the right time to sell. This is where we can help.
Now we're sharing exactly how so you can sell your home too. Inside of the seller seminar you'll get step-by-step videos breaking down everything you need to know BEFORE selling your home - to get the highest price possible, in the quickest time possible.


Yes, Missouri City is an excellent place to live for families and professionals seeking affordability, diversity, and convenient commutes to Houston. With larger lots and homes under $450,000, easy access to the Medical Center via Fort Bend Tollway, and diverse neighborhoods from luxury Sienna to established Lake Olympia, Missouri City offers tremendous value compared to neighboring Sugar Land.
Thinking about moving to Missouri City, Texas? Before you start browsing homes or scheduling showings, you need the full picture. Because while this Fort Bend County city has tons to offer, it also has some quirks that might surprise you.
As Shelley Stone with The Shelley Stone Group, your Fort Bend County real estate expert, I'm breaking down the pros and cons of living in Missouri City in 2026 based on real trends, neighborhood updates, and buyer feedback. Let's navigate this Houston suburb with real facts and a little local flavor.
Explore Missouri City Communities
Missouri City doesn't get the same attention as Sugar Land, but that's actually part of its appeal. While everyone crowds into the more expensive zip codes next door, smart buyers are discovering that Missouri City offers remarkable value without sacrificing quality of life.
Let's dive into what makes this city special—and what you should know before making your move.
Here's the game-changer that many buyers overlook: Missouri City's strategic location gives you exceptional access to Houston's major employment centers.
You've got easy access to Highway 6, the Fort Bend Tollway, and Beltway 8, which makes commuting to downtown Houston, the Medical Center, and the Energy Corridor totally doable—even more so with today's hybrid schedules.
The Medical Center advantage: If you work at the Texas Medical Center, Missouri City might actually be your best Fort Bend County option. Via the Fort Bend Tollway, you can reach the Med Center in 25-30 minutes during normal traffic, which is often faster than from parts of Sugar Land or Katy.
My clients who work at Memorial Hermann, Texas Children's, or MD Anderson consistently tell me the commute is easier than they expected. The tollway bypasses much of the surface street congestion, making your morning drive predictable and manageable.
Multiple route options: Unlike some suburbs where you're locked into one congested route, Missouri City offers flexibility. Highway 6 for Energy Corridor jobs, the Fort Bend Tollway for Medical Center commutes, and Beltway 8 for Galleria-area employment. This flexibility is invaluable when traffic patterns shift or construction projects pop up.
Many of my clients are working from home 2-3 days per week. They love that they can get the space they need without sacrificing those days when an office commute is required. The strategic location provides the best of both worlds.
Missouri City still offers more home for the money in 2026, and this might be the most compelling reason to consider this area.
You'll find larger lots, newer builds under $450,000, and way fewer bidding wars than what you'll face in neighboring Sugar Land. Many of my clients have moved here simply because they could actually get the home they needed without paying $100,000+ more just to be in the zip code next door.
What $450,000 gets you:
In Missouri City, a $450,000 budget can get you a 4-bedroom, 3-bath home with 2,500-2,800 square feet on a quarter-acre lot. In Sugar Land's newer communities, that same budget might only get you 2,000 square feet on a smaller lot—or force you into an older home.
The price difference becomes even more significant when you're looking at move-up homes in the $500,000-600,000 range. Missouri City buyers consistently get larger floor plans, bigger yards, and more recent construction compared to Sugar Land alternatives.
Negotiating power: Because Missouri City isn't experiencing the same competitive frenzy as Sugar Land, you actually have room to negotiate. Homes stay on the market longer, which means sellers are more motivated and willing to work with reasonable offers.
Affordability is a major win here, especially if you're upsizing from an apartment or starter home, or if you're buying your first home and want to maximize space without maxing out your budget.
Missouri City is one of the most diverse cities in Fort Bend County, and that diversity shows up in the best ways: food, festivals, schools, and neighbors.
There are tons of family-focused events, local youth leagues, and community programs all year round. Weekend soccer games, community barbecues, and park meetups are just part of life here. The sense of community is genuine, not manufactured by an HOA events committee.
The cultural diversity creates an environment where different backgrounds, cuisines, and perspectives are celebrated rather than just tolerated. If you value raising your family in a truly multicultural environment, Missouri City delivers authentically.
It's a great place if you're looking for a warm, inclusive community to raise a family without the pretense that sometimes comes with more affluent suburbs.
Here's a financial advantage many buyers miss: older communities like Quail Valley and Lake Olympia often have lower or no MUD taxes compared to newer master-planned areas like Sienna.
MUD (Municipal Utility District) taxes fund infrastructure in newer developments, and they can add $1,000-3,000 annually to your property tax bill. In established Missouri City neighborhoods where this infrastructure is already paid off, those taxes are significantly lower or eliminated entirely.
Those lower taxes can save you hundreds every month over the long run. If amenities aren't your top priority and you'd rather save on housing costs, neighborhoods with these reduced MUD fees are absolutely worth exploring.
For buyers focused on total monthly cost rather than just mortgage payment, this can be the difference between comfortable and stretched.
Sienna (the luxury option): If you want resort-style amenities, Sienna is technically split between Missouri City and other jurisdictions, but it represents the high-end option with water parks, golf courses, and new construction. Expect to pay premium prices ($500,000+) but you get modern homes and extensive amenities.
Lake Olympia (established charm): This mature neighborhood offers lakefront properties, golf course living, and that established feel with tree-lined streets. Homes range from $350,000-600,000, and you get more character than cookie-cutter new builds.
Quail Valley (value + charm): One of Missouri City's most established communities featuring mature landscaping, a golf course, and homes in the $300,000-500,000 range. Great choice for buyers who prioritize character over brand-new construction.
Vicksburg (space + budget): Newer development offering larger lots and homes in the $400,000-500,000 range. Good option for families wanting space without luxury price tags.
Olympia Estates: Solid middle-ground option with homes in the $350,000-450,000 range, convenient location, and family-friendly atmosphere.
Each neighborhood has distinct advantages, and choosing the right one depends on whether you prioritize amenities, lot size, home age, or budget.
Inconsistent school ratings: Yes, Missouri City is zoned to Fort Bend ISD, and yes, there are some top-rated schools like Ridgepoint High School. But not every zone is created equal.
Some areas feed into schools with more average or lower ratings. If schools are high on your priority list, don't assume—verify the zoning before you fall in love with a house. That boundary line can make a big difference in your child's education and your home's resale value.
The Shelley Stone Group always reviews school zoning with our clients before making offers to ensure you're getting what you expect.
Older infrastructure in some areas: Some neighborhoods in Missouri City have been around for a while, and you'll feel it. We're talking aging roads, maybe some uneven sidewalks, older drainage systems, and occasionally HOA assessments to cover updates.
Not a deal breaker, but it's something to plan for, especially if you're buying an older home. Budget for potential repairs and updates that newer construction wouldn't require.
Limited nightlife and entertainment: If you're a young professional looking for nightlife, trendy restaurants, or upscale weekend plans, Missouri City is probably going to feel a little quiet.
Most residents head over to Sugar Land Town Square or into Houston for date nights, brunch, or concerts. But it's perfect for families and those who prefer peace over scene. If you're used to walking out the door and into entertainment, this isn't quite that vibe.
Several trends are making Missouri City increasingly attractive:
Priced-out Sugar Land buyers: More families are discovering Missouri City because they can get significantly more space and value here. The $100,000+ price difference for comparable homes is driving serious interest.
Sienna's influence: The continued growth of Sienna is elevating Missouri City's profile, creating a real contrast between its high-end vibe and some of the older, more affordable parts of the city.
Remote and hybrid work impact: People are okay with a slightly longer commute if it means a dedicated home office, a yard for kids or pets, and more breathing room. The pandemic permanently changed how buyers evaluate commute versus space trade-offs.
Medical Center professionals: Healthcare workers are increasingly discovering the Fort Bend Tollway advantage, making Missouri City a smart choice for this major employment sector.
Here's my favorite advice for Missouri City buyers in 2026: Start by figuring out what matters to you most.
If you want the newest build with the most amenities: Consider Sienna, though expect to pay premium prices.
If you're focused on space and budget: Look at Vicksburg or Olympia Estates where your dollar stretches further.
If you want charm and mature landscaping: Explore Lake Olympia or Quail Valley where established trees and character are standard.
There's no single "best" neighborhood—there's just the one that's best for your specific priorities, budget, and lifestyle.
Missouri City represents one of Fort Bend County's best value propositions in 2026. You get:
✓ More space for less money compared to Sugar Land ✓ Strategic commute access to Medical Center, Energy Corridor, and downtown ✓ Diverse, welcoming community perfect for families ✓ Lower MUD taxes in established neighborhoods ✓ Less competition and better negotiating power
The trade-offs are: ✗ Inconsistent school ratings requiring careful research ✗ Some older infrastructure in certain areas ✗ Limited local entertainment (but Sugar Land is 10 minutes away)
For the right buyer—especially Medical Center employees, families prioritizing space over prestige, and budget-conscious professionals—Missouri City offers exceptional value that shouldn't be overlooked.
Work in the Medical Center? Let's drive the commute together so you can see how fast it really is. Contact Shelley Stone with The Shelley Stone Group for a personalized neighborhood tour. We'll show you the commute routes, compare school zones, and help you find the Missouri City community that actually fits your lifestyle and budget.
Ready to discover why Missouri City might be Fort Bend County's best-kept secret? Reach out to The Shelley Stone Group today for your free consultation. We'll walk you through the neighborhoods, help you compare taxes and school zones, and make sure you land somewhere that actually works for your life—not just your budget.
Important Note: Home prices, school ratings, MUD tax rates, and neighborhood amenities mentioned in this post reflect conditions as of publication and change frequently. School zoning boundaries can shift, and ratings are updated annually. All figures should be independently verified for your specific situation. This information is educational only and not intended as financial or legal advice. Contact The Shelley Stone Group for current, accurate data tailored to the specific properties and neighborhoods you're considering.
To learn more about Shelley and The Shelley Stone Group:
https://theshelleystonegroup.com/
To read more about what Shelley Stone shares with her clients:
"She was always available for us and usually a few steps ahead with following-up with potential clients and proactively communicating with us. We would highly recommend Shelley to anyone looking for a high-qualified and professional realtor."

"Our sale was a difficult situation for a number of factors and Shelley made the process as painless as possible. After a number of more difficult realtor situations, we finally found the right fit and are very satisfied with our experience."
- Chris G.

"The entire process went very smoothly. We worked directly with Shelley Stone who is just excellent – a great listener, smart, does her homework, is creative, very good communicator and timely in her contacts with us every step of the way. She was so enjoyable to work with. In summary we would recommend the group and Shelley to anyone selling their home. Within 72 hours of the listing, we had 3 offers on our home."
- George C.




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